Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

That’s about to change. FICO has announced it will soon factor BNPL loans into consumers’ credit scores — a major shift that ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Your credit score is more than just a number—it’s a key that unlocks financial opportunities, from securing a home loan to ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

A federal judge in Texas has reversed a Biden administration rule that wiped medical debt from credit reports, affecting ...