The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

An 850+ credit score offers more than low interest rates or loan approvals—it unlocks premium credit products, lower fees, ...

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Denied for a credit card? You're not alone. Learn why rejections happen, how to fix common issues, and what to do to finally ...

A MAJOR borrowing weapon has axed a £14.99 month fee, allowing users to check their credit score and file for free. Millions ...

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...