The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from ...

Explore variable withdrawal strategies for retirement planning – its definition, factors, types, advantages, disadvantages, and assessing the suitability.

The 4% withdrawal rule is pretty popular among retirees, but you can get away with a 5.5% withdrawal rate with this strategy ...

One of the most important concepts to understand as you map out your financial future is the “income floor,” a strategy that ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Wealthy retirees often diversify beyond traditional retirement accounts by building passive income streams. This might ...

The 4% rule has been the gold standard for retirement planning since the 1990s. The premise was simple: withdraw 4% of your portfolio in year one of retirement, adjust that dollar amount for inflation ...

At 58 with $800,000 saved, retiring at 63 without claiming Social Security is possible, but only if you understand the bridge ...

This straightforward guide breaks down the details on what exactly your 401(k) retirement account can and can't do for you in retirement.