Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Climate risk expert Alice Hill spoke with The Rooftop about housing affordability, homeowners insurance, and climate change.

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

American Modern Insurance Group is a specialty division of Munich Re. It offers homeowners insurance for properties that may be difficult to insure through standard carriers. The company has unique ...

Laura Morris’s house in Greenville, S.C., survived the punishing winds and rain of Hurricane Helene in September 2024. While her neighbors had trees fall on their houses or in their yards, her house ...

State legislation introduced Wednesday would require insurers to offer California homeowners insurance if they take steps to ...